Читать книгу: «Ovington's Bank», страница 4

"Not in my time, by G-d!" he muttered, his knees quivering a little under him-for he was an aging man and the scene had tried him. "Not in my time!" And at the thought that he, the owner of all, hill and vale, within his sight, and the descendant of generations of owners-that he had been threatened by this upstart, this loan-monger, this town-bred creature of a day, he swore with fresh vigor.

He had at any rate the fires of indignation to warm him, and the satisfaction of knowing that he had spoken his mind and had not had the worst of the bout. But the banker's feelings as he jogged homewards on his hackney were not so happy. In spite of Bourdillon's warning he had been confident that he would gain his end. He had fancied that he knew his man and could manage him. He had believed that the golden lure would not fail. But it had failed, and the old man's gibes accompanied him, and like barbed arrows clung to his memory and poisoned his content.

It was not the worst that he must return and own that Arthur had been wiser than he; that he must inform his colleagues that his embassy had failed. Worse than either was the hurt to his pride. Certain things that the Squire had said about money-making, his sneer about the difference in breeding, his warning that the banker might yet find that he had been too clever-these had pricked him to the quick, and the last had even caused him a pang of uneasiness. And then the Squire had shown so clearly the gulf that in his eyes lay between them!

Ay, it was that which rankled: the knowledge, sharply brought home to him, that no matter what his success, no matter what his wealth, nor how the common herd bowed down to him, this man and his like would ever hold themselves above him, would always look down on him. The fence about them he could not cross. Add thousands to thousands as he might, and though he conquered Lombard Street, these men would not admit him of their number. They would ever hold him at arm's length, would deal out to him a cold politeness. He could never be of them.

As a rule Ovington was too big a man to harbor spite, but as he rode and fumed, a plan which he had already considered put on a new aspect, and by and by his brow relaxed and he smote his thigh. Something tickled him and he laughed. He thought that he saw a way to avenge himself and to annoy his enemy, and by the time he reached the bank he was himself again. Indeed, he had not been human if he had not by that time owned that whatever Garth thought of him he was something in Aldersbury.

Three times men stopped him, one crossing the street to intercept him, one running bare-headed from a shop, a third seizing his rein. And all three sought favors, or craved advice, all, as they retreated, did so, eyed askance by those who lacked their courage or their impudence.

For the tide of speculation was still rising in the country, and even in Aldersbury had reached many a back-parlor where the old stocking or the money-box was scarcely out of date. Thousands sold their Three per cents., and the proceeds had to go somewhere, and other proceeds, for behind all there was real prosperity. Men's money poured first into a higher and then into a lower grade of security and raised each in turn, so that fortunes were made with astonishing speed. The banks gave extended credit; everything rose. Many who had bought in fear found that they had cleared a profit before they had had time to tremble. They sold, and still there were others to take their place. It seemed as if all had only to buy and to sell and to grow rich. Only the very cautious stood aside, and one by one even these slid tempted into the stream.

The more venturesome hazarded their money afar, buying shares in steamship companies in the West Indies, in diamond mines in Brazil, or in cattle companies in Mexico. The more prudent preferred undertakings which they could see and which their limited horizon could compass, and to these such a local scheme as the Valleys Railroad held out a tempting bait. They knew nothing about a railroad, but they knew that steam had been applied to ocean travel, and they knew Aldersbury and the woollen district. Here was something the growth and progress of which they could watch, and which once begun could not vanish in a night.

Then the silence of those within and the rumors spread without added to its attractions. Each man felt that his neighbor was stealing a march upon him, and that if he were not quick he would not get in on equal terms.

One of Ovington's waylayers wished to know if the limit at which he had been advised to sell his stock was likely to be reached. "I sold on Saturday," the banker answered, "two pounds above your limit, Davies. The money will be in the bank in a week." He spoke with Napoleonic curtness, and rode on, leaving the man, amazed and jubilant, to calculate his gains.

The next wanted advice. He had a hundred in hand if Mr. Ovington would not think it too small. "Call to-morrow-no, Thursday," Ovington said, hardly looking at him. "I'll see you then."

The third ran bare-headed out of a shop. He was a man of more weight, Purslow the big draper on Bride Hill, who had been twice Mayor of Aldersbury; a tradesman, bald and sleek, whom fortune had raised so rapidly that old subservience was continually at odds with new importance. "Just a word, Mr. Ovington," he stuttered, "a word, sir, by your leave? I'm a good customer." He had not laid aside his black apron but merely twisted it round his waist, a sure sign, in these days of his greatness, that he was flustered.

The banker nodded. "None better, Purslow," he answered. "What is it?"

"What I says, then-excuse me-is, if Grounds, why not me? Why not me, sir?"

"I don't quite-"

"If he's to be on the Board, he and his mash-tubs-"

"Oh!" The banker looked grave. "You are thinking of the Railroad, Purslow?"

"To be sure! What else? – excuse me, sir! And what I say is, if Grounds, why not me? I've been mayor twice and him not even on the Council? And I'm not a pauper, as none knows better than you, Mr. Ovington. If it's only that I'm a tradesman, why, there ought to be a tradesman on it, and I'll be bound as many will follow my lead as Grounds'."

The banker seemed to consider. "Look here, Purslow," he said, "you are doing very well, not a man in Aldersbury better. Take my advice and stick to the shop."

"And slave for every penny I make!"

"Slow and sure is a good rule."

"Oh, damn slow and sure!" cried the draper, forgetting his manners. "No offence, sir, I'm sure. Excuse me. But slow and sure, while Grounds is paid for every time he crosses the street, and doubles his money while he wears out his breeches!"

"Well," said Ovington, with apparent reluctance, "I'll think it over. But to sit on the Board means putting in money, Purslow. You know that, of course."

"And haven't I the money?" the man cried, inflamed by opposition. "Can't I put down penny for penny with Grounds? Ay, though I've served the town twice, and him not even on the Council!"

"Well, I'll bear it in mind. I can say no more than that," Ovington rejoined. "I must consult Sir Charles. It's a responsible position, Purslow. And, of course, where there are large profits, as we hope there may be, there must be risk. There must be some risk. Don't forget that. Still," touching up his horse with his heel, "I'll see what I can do."

He gained the bank without further stay, and there the stir and bustle which his practised eye was quick to mark sustained the note already struck. There were customers coming and going: some paying in, others seeking to have bills renewed, or a loan on securities that they might pay calls, or accommodation of one kind or another. But with easy money these demands could be granted, and many a parcel of Ovington's notes passed out amid smiling and general content. The January sun was shining as if March winds would never blow, and credit seemed to be a thing to be had for the asking.

It was only within the last seven years that Ovington's had ventured on an issue of notes. Then, a little before the resumption of cash payments, they had put them forth with a tentative, "If you had rather have bank paper it's here." Some had had the bad taste to prefer the Abraham Newlands, a few had even asked for Dean's notes. But borrowers cannot be choosers, the notes had gradually got abroad, and though at first they had returned with the rapidity of a homing pigeon, the readiness with which they were cashed wrought its effect, and by this time the public were accustomed to them.

Dean's notes bore a big D, and Ovington's, for the benefit of those who could not read, were stamped with a large CO., for Charles Ovington.

Alone with his daughter that evening the banker referred to this. "Betty," he said, after a long silence, "I am going to make a change. I am going to turn CO. into Company."

She understood him at once, and "Oh, father!" she cried, laying down her work. "Who is it? Is it Arthur?"

"Would you like that?"

She replied by another question. "Is he really so clever?"

"He's a gentleman-that's much. And a Griffin, and that's more, in a place like this. And he's-yes, he's certainly clever."

"Cleverer than Mr. Rodd?"

"Rodd! Pooh! Arthur's worth two of him."

"Quite the industrious apprentice!" she murmured, her hands in her lap.

"Well, you know," lightly, "what happened to the industrious apprentice, Betty?"

She colored. "He married his master's daughter, didn't he? But there are two words to that, father. Quite two words."

"Well, I am going to offer him a small share. Anything more will depend upon himself-and Clement."

She sighed. "Poor Clement!"

"Poor Clement!" The banker repeated her words pettishly. "Not poor Clement, but idle Clement! Can you do nothing with that boy? Put no sense into him? He's good for nothing in the world except to moon about with a gun. Last night he began to talk to me about Cobbett and some new wheat. New wheat, indeed! Rubbish!"

"But I think," timidly, "that he does understand about those things, father."

"And what good will they do him? I wish he understood a little more about banking! Why, even Rodd is worth two of him. He's not in the bank four days in the week. Where is he to-day?"

"I am afraid that he took his gun-but it was the last day of the season. He said that he would not be out again. He has been really better lately."

"Though I was away!" the banker exclaimed. And he said some strong things upon the subject, to which Betty had to listen.

However, he had recovered his temper when he sent for Arthur next day. He bade him close the door. "I want to speak to you," he said; then he paused a moment while Arthur waited, his color rising. "It's about yourself. When you came to me I did not expect much from the experiment. I thought that you would soon tire of it, being what you are. But you have stood to it, and you have shown a considerable aptitude for the business. And I have made up my mind to take you in-on conditions, of course."

Arthur's eyes sparkled. He had not hoped that the offer would be made so soon, and, much moved, he tried to express his thanks. "You may be sure that I shall do my best, sir," he said.

"I believe you will, lad. I believe you will. Indeed, I am thinking of myself as well as of you. I had not intended to make the offer so soon-you are young and could wait. But you will have to bring in a certain sum, and capital can be used at present to great advantage."

Arthur looked grave. "I am afraid, sir-"

"Oh, I'll make it easy," Ovington said. "This is my offer. You will put in five thousand pounds, and will receive for three years twelve per cent upon this in lieu of your present salary of one hundred and fifty-the hundred you are to be paid as Secretary to the Company is beside the matter. At the end of three years, if we are both satisfied, you will take an eighth share-otherwise you will draw out your money. On my death, if you remain in the bank, your share will be increased to a third on your bringing in another five thousand. You know enough about the accounts to know-"

"That it's a most generous offer," Arthur exclaimed, his face aglow. And with the frankness and enthusiasm, the sparkling eye and ready word that won him so many friends, he expressed his thanks.

"Well, lad," the other answered pleasantly, "I like you. Still, you had better take a short time to consider the matter."

"I want no time," Arthur declared. "My only difficulty is about the money. My mother's six thousand is charged on Garth, you see."

This was a fact well known to Ovington, and one which he had taken into his reckoning. Perhaps, but for it, he had not been making the offer at this moment. But he concealed his satisfaction and a smile, and "Isn't there a provision for calling it up?" he said.

"Yes, there is-at three months. But I am afraid that my mother-"

"Surely she would not object under the circumstances. The increased income might be divided between you so that it would be to her profit as well as to your advantage to make the change. Three months, eh? Well, suppose we say the money to be paid and the articles of partnership to be signed four months from now?"

Difficulties never loomed very large in this young man's eyes. "Very good, sir," he said. "Upon my honor, I don't know how to thank you."

"It won't be all on your side," the banker answered good-humoredly. "Your name's worth something, and you are keen. I wish to heaven you could infect Clement with a tithe of your keenness."

"I'll try, sir," Arthur replied. At that moment he felt that he could move mountains.

"Well, that's settled, then. Send Rodd to me, will you, and do you see if I have left my pocket-book in the house. Betty may know where it is."

Arthur went through the bank, stepping on air. He gave Rodd his message, and in a twinkling he was in the house. As he crossed the hall his heart beat high. Lord, how he would work! What feats of banking he would perform! How great would he make Ovington's, so that not only Aldshire but Lombard Street should ring with its fame! What wealth would he not pile up, what power would he not build upon it, and how he would crow, in the days to come, over the dull-witted clod-hopping Squires from whom he sprang, and who had not the brains to see that the world was changing about them and their reign approaching its end!

For at this moment he felt that he had it in him to work miracles. The greatest things seemed easy. The fortunes of Ovington's lay in the future, the cycle half turned-to what a point might they not carry them! During the last twelve months he had seen money earned with an ease which made all things appear possible; and alert, eager, sanguine, with an inborn talent for business, he felt that he had but to rise with the flowing tide to reach any position which wealth could offer in the coming age-that age which enterprise and industry, the loan, the mill, the furnace were to make their own. The age of gold!

He burst into song. He stopped. "Betty!" he cried.

"Who is that rude boy?" the girl retorted, appearing on the stairs above him.

He bowed with ceremony, his hand on his heart, his eyes dancing. "You see before you the Industrious Apprentice!" he said. "He has received the commendation of his master. It remains only that he should lay his success at the feet of-his master's daughter!"

She blushed, despite herself. "How silly you are!" she cried. But when he set his foot on the lowest stair as if to join her, she fled nimbly up and escaped. On the landing above she stood. "Congratulations, sir," she said, looking over the balusters. "But a little less forwardness and a little more modesty, if you please! It was not in your articles that you should call me Betty."

"They are cancelled! They are gone!" he retorted. "Come down, Betty! Come down and I will tell you such things!"

But she only made a mocking face at him and vanished. A moment later her voice broke forth somewhere in the upper part of the house. She, too, was singing.

CHAPTER VI

Between the village and Garth the fields sank gently, to rise again to the clump of beeches which masked the house. On the farther side the ground fell more sharply into the narrow valley over which the Squire's window looked, and which separated the knoll whereon Garth stood from the cliffs. Beyond the brook that babbled down this valley and turned the mill rose, first, a meadow or two, and then the Thirty Acre covert, a tangle of birches and mountain-ashes which climbed to the foot of the rock-wall. Over this green trough, which up-stream and down merged in the broad vale, an air of peace, of remoteness and seclusion brooded, making it the delight of those who, morning and evening, looked down on it from the house.

Viewed from the other side, from the cliffs, the scene made a different impression. Not the intervening valley but the house held the eye. It was not large, but the knoll on which it stood was scarped on that side, and the walls of weathered brick rose straight from the rock, fortress-like and imposing, displaying all their mass. The gables and the stacks of fluted chimneys dated only from Dutch William, but tradition had it that a strong place, Castell Coch, had once stood on the same site; and fragments of pointed windows and Gothic work, built into the walls, bore out the story.

The road leaving the village made a right-angled turn round Garth and then, ascending, ran through the upper part of the Thirty Acres, skirting the foot of the rocks. Along the lower edge of the covert, between wood and water, there ran also a field-path, a right-of-way much execrated by the Squire. It led by a sinuous course to the Acherley property, and, alas, for good resolutions, along it on the afternoon of the very day which saw the elder Ovington at Garth came Clement Ovington, sauntering as usual.

He carried a gun, but he carried it as he might have carried a stick, for he had long passed the bounds within which he had a right to shoot; and at all times, his shooting was as much an excuse for a walk among the objects he loved as anything else. He had left his horse at the Griffin Arms in the village, and he might have made his way thither more quickly by the road. But at the cost of an extra mile he had preferred to walk back by the brook, observing as he went things new and old; the dipper curtseying on its stone, the water-vole perched to perform its toilet on the leaf of a brook-plant, the first green shoots of the wheat piercing through the soil, an old laborer who was not sorry to unbend his back, and whose memory held the facts and figures of fifty-year-old harvests. The day was mild, the sun shone, Clement was happy. Why, oh, why were there such things as banks in the world?

At a stile which crossed the path he came to a stand. Something had caught his eye. It was a trifle, to which nine men out of ten would not have given a thought, for it was no more than a clump of snowdrops in the wood on his right. But a shaft of wintry sunshine, striking athwart the tiny globes, lifted them, star-like, above the brown leaves about them, and he paused, admiring them-thinking no evil, and far from foreseeing what was to happen. He wondered if they were wild, or-and he looked about for any trace of human hands-a keeper's cottage might have stood here. He saw no trace, but still he stood, entranced by the white blossoms that, virgin-like, bowed meek heads to the sunlight that visited them.

He might have paused longer, if a sound had not brought him abruptly to earth. He turned. To his dismay he saw a girl, three or four paces from him, waiting to cross the stile. How long she had waited, how long watched him, he did not know, and in confusion-for he had not dreamed that there was a human being within a mile of him-and with a hurried snatch at his hat, he moved out of the way.

The girl stepped forward, coloring a little, for she foresaw that she must climb the stile under the young man's eye. Instinctively, he held out a hand to assist her, and in the act-he never knew how, nor did she-the gun slipped from his grasp, or the trigger caught in a bramble. A sheet of flame tore between them, the blast of the powder rent the air.

"O my God!" Clement cried, and he reeled back, shielding his eyes with his hands.

The smoke hid the girl, and for a long moment, a moment of such agony as he had never known, Clement's heart stood still. What had he done? oh, what had he done at last, with his cursed carelessness! Had he killed her?

Slowly, the smoke cleared away, and he saw the girl. She was on her feet-thank God, she was on her feet! She was clinging with both hands to the stile. But was she-"Are you-are you-" he tried to frame words, his voice a mere whistle.

She clung in silence to the rail, her face whiter than the quilted bonnet she wore. But he saw-thank God, he saw no wound, no blood, no hurt, and his own blood moved again, his lungs filled again with a mighty inspiration. "For pity's sake, say you are not hurt!" he prayed. "For God's sake, speak!"

But the shock had robbed her of speech, and he feared that she was going to swoon. He looked helplessly at the brook. If she did, what ought he to do? "Oh, a curse on my carelessness!" he cried. "I shall never, never forgive myself."

It had in truth been a narrow, a most narrow escape, and at last she found words to say so. "I heard the shot-pass," she whispered, and shuddering closed her eyes again, overcome by the remembrance.

"But you are not hurt? They did pass!" The horror of that which might have been, of that which had so nearly been, overcame him anew, gave a fresh poignancy to his tone. "You are sure-sure that you are not hurt?"

"No, I am not hurt," she whispered. "But I am very-very frightened. Don't speak to me. I shall be right-in a minute."

"Can I do anything? Get you some water?"

She shook her head and he stood, looking solicitously at her, still fearing that she might swoon, and wondering afresh what he ought to do if she did. But after a minute or so she sighed, and a little color came back to her face. "It was near, oh, so near!" she whispered, and she covered her face with her hands. Presently, and more certainly, "Why did you have it-at full cock?" she asked.

"God knows!" he owned. "It was unpardonable. But that is what I am! I am a fool, and forget things. I was thinking of something else, I did not hear you come up, and when I found you there I was startled."

"I saw." She smiled faintly. "But it was-careless."

"Horribly! Horribly careless! It was wicked!" He could not humble himself enough.

She was herself now, and she looked at him, took him in, and was sorry for him. She removed her hands from the rail, and though her fingers trembled she straightened her bonnet. "You are Mr. Ovington?"

"Yes. And you are Miss Griffin, are you not?"

"Yes," smiling tremulously.

"May I help you over the stile? Oh, your basket!"

She saw that it lay some yards away, blackened by powder, one corner shot away; so narrow had been the escape! He had a feeling of sickness as he took it up. "You must not go on alone," he said. "You might faint."

"Not now. But I shall not go on. What-" Her eyes strayed to the wood, and curiosity stirred in her. "What were you looking at so intently, Mr. Ovington, that you did not hear me?"

He colored. "Oh, nothing!"

"But it must have been something!" Her curiosity was strengthened.

"Well, if you wish to know," he confessed, shamefacedly, "I was looking at those snowdrops."

"Those snowdrops?"

"Don't you see how the sunlight touches them? What a little island of light they make among the brown leaves?"

"How odd!" She stared at the snowdrops and then at him. "I thought that only painters and poets, Mr. Wordsworth and people like that, noticed those things. But perhaps you are a poet?"

"Goodness, no!" he cried. "A poet? But I am fond of looking at things-out of doors, you know. A little way back" – he pointed up-stream, the way he had come-"I saw a rat sitting on a lily leaf, cleaning its whiskers in the sun-the prettiest thing you ever saw. And an old man working at Bache's told me that he-but Lord, I beg your pardon! How can I talk of such things when I remember-?"

He stopped, overcome by the recollection of that through which they had passed. She, for her part, was inclined to ask him to go on, but remembered that this, all this was very irregular. What would her father say? And Miss Peacock? Yet, if this was irregular, so was the adventure itself. She would never forget his face of horror, the appeal in his eyes, his poignant anxiety. No, it was impossible to act as if nothing had happened between them, impossible to be stiff and to talk at arm's length about prunes and prisms with a person who had all but taken her life-and who was so very penitent. And then it was all so interesting, so out of the common, so like the things that happened in books, like that dreadful fall from the Cobb at Lyme in "Persuasion." And he was not ordinary, not like other people. He looked at snowdrops!

But she must not linger now. Later, when she was alone in her room, she could piece it together and make a whole of it, and think of it, and compass the full wonder of the adventure. But she must go now. She told him so, the primness in her tone reflecting her thoughts. "Will you kindly give me the basket?"

"I am going to carry it," he said. "You must not go alone. Indeed you must not, Miss Griffin. You may feel it more by and by. You may-go off suddenly."

"Oh," she replied, smiling, "I shall not go off, as you call it, now."

"I will only come as far as the mill," humbly. "Please let me do that."

She could not say no, it could hardly be expected of her; and she turned with him. "I shall never forgive myself," he repeated. "Never! Never! I shall dream of the moment when I lost sight of you in the smoke and thought that I had killed you. It was horrible! Horrible! It will come back to me often."

He thought so much of it that he was moving away without his gun, leaving it lying on the ground. It was she who reminded him. "Are you not going to take your gun?" she asked.

He went back for it, covered afresh with confusion. What a stupid fellow she must think him! She waited while he fetched it, and as she waited she had a new and not unpleasant sensation. Never before had she been on these terms with a man. The men whom she had known had always taken the upper hand with her. Her father, Arthur even, had either played with her or condescended to her. In her experience it was the woman's part to be ordered and directed, to give way and to be silent. But here the parts were reversed. This man-she had seen how he looked at her, how he humbled himself before her! And he was-interesting. As he came back to her carrying the gun, she eyed him with attention. She took note of him.

He was not handsome, as Arthur was. He had not Arthur's sparkle, his brilliance, his gay appeal, the carriage of the head that challenged men and won women. But he was not ugly, he was brown and clean and straight, and he looked strong. He bent to her as if he had been a knight and she his lady, and his eyes, grey and thoughtful-she had seen how they looked at her.

Now, she had never given much thought to any man's eyes before, and that she did so now, and criticised and formed an opinion of them, implied a change of attitude, a change in her relations and the man's; and instinctively she acknowledged this by the lead she took. "It seems so strange," she said half-playfully-when had she ever rallied a man before? – "that you should think of such things as you do. Snowdrops, I mean. I thought you were a banker, Mr. Ovington."

"A very bad banker," he replied ruefully. "To tell the truth, Miss Griffin, I hate banking. Pounds, shillings, and pence-and this!" He pointed to the country about them, the stream, the sylvan path they were treading, the wood beside them, with its depths gilded here and there by a ray of the sun. "A desk and a ledger-and this! Oh, I hate them! I would like to live out of doors. I want" – in a burst of candor-"to live my own life! To be able to follow my own bent and make the most of myself."

"Perhaps," she said with naïveté, "you would like to be a country gentleman?" And indeed the lot of a country gentleman in that day was an enviable one.

"Oh no," he said, his tone deprecating the idea. He did not aspire to that.

"But what, then?" She did not understand. "Have you no ambition?"

"I'd like to be-a farmer, if I had my way."

That surprised as well as dashed her. She thought of her father's tenants and her face fell. "Oh, but," she said, "a farmer? Why?" He was not like any farmer she had ever seen.

But he would not be dashed. "To make two blades of grass grow where one grew before," he answered stoutly, though he knew that he had sunk in her eyes. "Just that; but after all isn't that worth doing? Isn't that better than burying your head in a ledger and counting other folk's money while the sun shines out of doors, and the rain falls sweetly, and the earth smells fresh and pure? Besides, it is all I am good for, Miss Griffin. I do think I understand a bit about that. I've read books about it and I've kept my eyes open, and-and what one likes one does well, you know."

"But farmers-"

"Oh, I know," sorrowfully, "it must seem a very low thing to you."

"Farmers don't look at snowdrops, Mr. Ovington," with a gleam of fun in her eyes.

"Don't they? Then they ought to, and they'd learn a lot that they don't know now. I've met men, laboring men who can't read or write, and it's wonderful the things they know about the land and the way plants grow on it, and the live things that are only seen at night, or stealing to their homes at daybreak. And there's a new wheat, a wheat I was reading about yesterday, Cobbett's corn, it is called, that I am sure would do about here if anyone would try it. But there," remembering himself and to whom he was talking, "this can have no interest for you. Only wouldn't you rather plod home weary at night, feeling that you had done something, and with all this" – he waved his hand-"sinking to rest about you, and the horses going down to water, and the cattle lowing to be let into the byres, and-and all that," growing confused, as he felt her eyes upon him, "than get up from a set of ledgers with your head aching and your eyes muddled with figures?"