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CHAPTER I.
HARD FACTS

'These are the facts, Miss Wharton; hard facts no doubt, but you wished for the truth, and indeed I could not have hidden it from you even if I had wished to do so.' So said a keen but kindly faced old gentleman, as he sat in an office surrounded by despatch and deed boxes which proclaimed his profession to be that of a lawyer.

The young lady to whom these remarks were addressed, and who was a pretty girl of twenty-one, dressed in deep and obviously recent mourning, now replied, with a sad smile, 'But I did not want you to hide anything from me; I wanted to hear the truth, Mr. Stacey, and I thank you very much for telling it to me. Then I may understand that we have just fifty pounds a year to live upon between the two of us?'

'That is all, I am sorry to say; at least all that you can count upon with any certainty for the present, for the shares, of which I have been trying to tell you, at present bring in nothing, and may never do so. Of course there is the furniture, which might fetch a hundred or two, for there are two or three valuable pieces; and, besides that, your father had some nice china and some fine old silver,' observed Mr. Stacey.

'Oh I could not sell that!' said the girl hastily, and her colour rose.

The old lawyer shook his head. 'It is not a case of could; it is a case of must, my dear young lady,' he said not unkindly.

'But why? You say there are no debts to pay. Why, then, should we part with all that is left to us of home?' argued the girl, the tears coming into her eyes.

'Why? Because you must live, you and Vava, and I don't quite see how you are to do that on fifty pounds a year – twenty-five pounds apiece – even if we get your sister into a school where they would take her on half-terms as a kind of pupil-teacher,' explained the lawyer patiently.

'Send Vava to a school as a pupil-teacher, to be looked down upon and despised by the other girls who were richer than she, to waste half her time in teaching, and let her go away from me? I could not do it!' cried the girl impulsively. Then, as she saw the old man, who had been a lifelong friend of her father's as well as his lawyer, shrug his shoulders, as much as to say she was hopeless, she added more quietly, 'We have never been parted in our lives, Mr. Stacey, and we are sad enough as it is,' and her lips quivered. 'She would be so lonely without me, and I without her; and surely it is as cheap for two to live together as one? Besides, I am going to earn money; I was my father's secretary for three years, and he always said I was a very good one. I can typewrite quite quickly; I have typewritten all his letters for him for the last three years and copied all his manuscripts, and I scarcely ever made a mistake.'

Her listener looked doubtful for a moment; but now that she had some practical suggestion to make, the interview began to take a more business-like appearance, and the old man was ready to listen to her.

'Yes,' he said, 'your father often told me that you were better than any trained secretary he ever had, and I have no doubt your three years' experience has been useful to you; but unfortunately there is no one here who happens to want a secretary' —

Before he could get any further, Stella Wharton interrupted eagerly, 'But we do not think of staying here, and I have thought the whole matter over. I knew I should have to earn my own living, and of course the proper place to do that is in London.'

Mr. Stacey's look of consternation would have been amusing if he had not been so serious. 'You and Vava go and live in London alone! The thing is impossible!'

'Why impossible?' asked Stella quietly. 'Hundreds and thousands of girls do it who are not even as old as I am.'

'Yes, but not girls like you,' said the lawyer. He stopped from sheer inability to express what he meant and felt, which was that such an exceptionally pretty girl as Stella Wharton ought not to start life alone in London and be thrown on her own resources, even though she was a thoroughly trustworthy girl and had a younger sister to live with her. 'You do not know anything about London, or even what a town is like; you have lived in this little Scotch village (for it is not much more), as far as I know, all your life, and the thing would never do. It's – it's impossible!' he wound up; 'you could not possibly do it!'

'It is not a case of could; it is a case of must,' quoted Stella, with the ghost of a smile, as she repeated the old man's words of a few minutes ago.

'Yes, yes,' he said; 'you must live, I know that; but even supposing that it would be possible for you to earn your living, and even to earn it as a secretary, you would not be able to earn enough at first to keep yourself, let alone keep your sister as well.'

'We could live on very little,' pleaded Stella; and here she brought out from her purse a slip from a newspaper. 'I thought of answering this.' So saying, she handed it to the old lawyer, who read an advertisement for a secretary in a City office who could typewrite quickly and correctly, and transcribe difficult manuscripts in French and English.

'You might be able to do this,' said the lawyer, 'for, to be sure, you are both excellent French scholars; but a City office' – He looked most disapproving. 'Well,' he said, 'there is no harm in answering it; or suppose you let me answer it for you?'

'I was going to ask you whether you would give me a testimonial; but if you would write for me it would be very, very kind of you,' replied Stella.

'Very well,' said Mr. Stacey with a sigh, 'I shall write to this man; but no doubt he will have hundreds of other applications. The pay is good, and girls who can typewrite are to be found by the thousand nowadays.'

'Yes,' said Stella eagerly; 'but he says "an educated person," and I read in the papers the other day that three-quarters of the girls who go in for typewriting cannot even write their own language, so they probably would not be able to write French.'

'But thirty-five shillings a week! How are you going to live upon thirty-five shillings a week?' inquired the lawyer.

'It will be forty-five shillings a week,' corrected Stella.

'Well, forty-five shillings a week between two of you; that is not a hundred and fifty pounds a year. It would take that for you alone to live in London.'

'I have calculated it all out, Mr. Stacey; and if you would not mind looking at this sheet of paper I think you will see that we could do it;' and Stella handed the lawyer a second piece of paper, upon which, in a very neat and legible hand, the girl had written out her idea of the probable cost of living for two people in London in lodgings.

'Rent ten pounds a year!' ejaculated the lawyer, reading the first item on the list in a tone of mingled surprise and amusement. 'That shows how much you know of London and its prices. Where do you suppose you would get lodgings for two people at eight shillings per week? Why, a couple of rooms would cost a guinea at least.'

Stella Wharton's expressive face fell as she said, 'I didn't know that. The Misses Burns have a very nice little house here for twenty pounds a year, and I thought lodgings could not possibly be as much, for we would be content with two rooms at first.'

The lawyer read the items through with as grave an air and as attentively as if he were reading an important document dealing with thousands of pounds; and when he had finished he handed it back to her, saying, 'I see, you have thought the matter out carefully, and, at all events, there is no need to settle anything just yet, for you have another month before everything can be settled up here. I shall write to-night in answer to this advertisement.' And then shaking hands very kindly with the girl, the lawyer showed her out.

Stella made her way back to the old Manor House, in which she had lived with her father, mother (who had died some years ago), and her younger sister Vava, ever since she was born, and where a week ago her father had suddenly died, leaving his two daughters, as will have been seen, very inadequately provided for. At the gate, or, more correctly speaking, upon the gate, was Vava, who swung lightly over and into the road to meet her sister.

'Well,' she said, 'what had Mr. Stacey to say?'

'A great deal,' said Stella gravely, as Vava took her arm and hung on to her elder sister.

There were seven years between the two girls, the gap between having been filled by three brothers, who had all died.

'Stella,' said Vava in a coaxing tone, as they turned in at the gate and walked up the long drive, 'you need not be afraid of telling me about it, because I know it all – everything.'

'What do you know?' inquired Stella, smiling in spite of her sadness.

'I know everything that Mr. Stacey said to you,' announced the younger girl confidently.

'How can you possibly know that, Vava, seeing that I have not told you a single word and that you were not at the interview?' Stella was always very matter-of-fact, and Vava would say that she was slow.

'I knew what he was going to say before he ever opened his mouth. He was going to tell you that we had lost all our money, and that this Manor House is not ours any longer, that I must go to a cheap school, and that you must go and be a governess, or something horrid like that,' announced Vava.

'Vava, who told you?' cried Stella, surprised out of her caution, for she had not meant to tell her younger sister the real facts of the case.

'Mrs. Stacey has been here, and she told me that there were some other people coming to the Manor House. When I said we didn't want them, she said the Manor House was not ours, and that we should not be able to keep them out. When I asked her why, she said because we had no money.'

'Mrs. Stacey was quite wrong, and she had no business to speak to you like that. I am sure Mr. Stacey would be very angry if he knew,' said Stella, who looked rather angry herself. 'Besides which,' she added in a calmer tone, 'we have not lost all our money; we have more than a thousand pounds. And you were not quite right about Mr. Stacey either, for he did not suggest that I should go out as a governess, and he is at this minute answering an advertisement for a secretaryship for me.'

Vava was silent for a minute; then she said in a queer little voice, very unlike her usual cheerful one, 'But he did say I was to go to a school, didn't he?'

'Would you dislike that very much?' said Stella, more to try her sister than because she had much doubt of the answer.

'I should hate it, Stella; I would rather scrub floors than be a charity-girl with a red cloak and a round hat and short hair, with perhaps people giving me pennies as I walked along the street.'

'There is no chance of your going to a charity school,' replied Stella, 'there will be enough money to send you to a proper boarding-school, if that is necessary, for there are lots of schools where you do not pay much more than fifty pounds a year; but I should like you to live with me in London, and go to day-school there.'

'Oh Stella, how lovely! and we could go to the Zoo and Madame Tussaud's and the Tower every day for a walk!' cried Vava with delight.

'I am afraid we could not go daily expeditions, Vava, because I should be in an office all day and you will be at school; but we should have Saturdays and Sundays together, and anything would be better than being parted – wouldn't it? – even if we are poor.'

Vava did not answer, but the squeeze that she gave to Stella's arm was quite answer enough. They had arrived at the door of the Manor House, and the old housekeeper came forward to meet them.

'My dears, come into my little room and have some tea; you must be perished with cold, and I have got some lovely scones that cook has made on purpose for you. Come straight in, won't you, Miss Stella?'

'Thank you, nursie,' said Stella with a pleasant smile, as she followed the housekeeper to her room; while Vava danced along in front of the old woman, calling her all sorts of affectionate names for her thoughtfulness in getting hot scones for them on this cold day.

It was not a usual thing for the girls to have tea with the housekeeper, though they did sometimes do it. But Stella, though surprised at the way the housekeeper asked them, thought it was to save them from having a lonely tea in the dining-room without their father; and to the housekeeper's relief she went straight to the latter's room, and partook very cheerfully of the homely meal set before them. Twice during the meal Stella thought that she heard voices in the passage which she did not recognise as belonging to the servants, who, indeed, were not in the habit of speaking in such loud tones about the house; but she paid no attention to it.

The housekeeper, who had formerly been the girls' nurse, and was still called 'nursie' by them, talked more than usual.

At last Vava observed, 'Nursie, I believe you are feverish.'

'Miss Vava!' exclaimed the old woman, 'what can you be thinking about? What makes you think I am feverish? I am not a bit hot, unless this big fire is making my face a bit red.'

'I am not talking about your face; it is your voice that is feverish, and your eyes are glittering dreadfully,' said Vava.

'Vava,' said Stella, 'do not say such dreadful things.' She also looked at the housekeeper, who did look nervous, if not feverish, as Vava had suggested, and whose face certainly got very flushed as a knock came to the door.

The butler, throwing it open, said to a gentleman and a lady who accompanied him, 'This is the housekeeper's room, sir, and this' – Here he caught sight of Stella and Vava, and with a muttered, 'I beg your pardon, young ladies, I am sure,' he shut the door, and his footsteps were heard hurrying down the passage.

CHAPTER II.
THE NEW LAIRD OF LOMORE

The three occupants of the housekeeper's room took the unexpected visitors in very different and characteristic ways. The housekeeper became what Vava called more 'feverish' than ever; Stella stared in grave surprise at this liberty on the part of the butler; while Vava grew red with anger, and, guessing at once what it meant, cried indignantly, 'How dare they come walking over our house before we are out of it? Stella, why don't you go and tell David he ought to be ashamed of himself letting them in? What is he thinking of to take such a liberty?'

Stella turned her eyes, which justified her name, and looked at her excited younger sister. She had not understood the meaning of the intrusion until her quicker-witted sister told her, and she was not too pleased herself at old David's behaviour, which even she, quiet and attached to the old servant as she was, felt was taking too much upon himself.

But, before she could speak, the old housekeeper broke in, rather nervously, 'Miss Stella, dearie, you must not be angry with David; it's my fault as well as his; we only wanted to save you both worry and annoyance; and so it would, for you would never have known aught about it but for David bringing them in here. He must be daft, after my telling him he was to be sure and keep them out of your sight.'

'But I don't understand. I suppose these are the people who want to take the house, and, if so, of course they wish to see it? Still, I think they should have written just to ask my leave; and, at any rate, David should have done so before he showed them over our house,' Stella answered with dignity.

'That's just it; you don't understand, my bairn; and I don't rightly understand it myself. It's their house – something about a mortgage – now the poor Laird's gone, and they only waited until he was under the ground to come tearing up from London in their motor to look at their property, and it was more than David could do to put them off, and so, sooner than have you troubled by their impudence' – said the housekeeper.

'It is not very considerate, perhaps, but they have a right to ask to see their own house without being called impudent; and though you mean it kindly, nursie, you and David, I think I should know what is going on in this house,' interrupted Stella.

'We'd just better get out of it as soon as we can. Mrs. Stacey came to ask us to go and stay with them; she told me to give you the invitation. But I'd rather go to the manse; Mrs. Monro would be sure to take us!' cried Vava.

However, before Vava had uttered the last word, another knock came at the door, and in answer to Stella's 'Come in!' David M'Taggart entered, looking rather shamefaced. In broad Scotch, which it will perhaps be best to spare English readers, he said, 'I'm sorry to trouble you, Miss Stella, but the leddy will not take no for an answer; she wants to see you.'

Stella unconsciously put on her most dignified air, and said, 'I do not understand why she should wish to see me. It is the house they have bought, not us; and if she wishes to know when it will be at her disposal, you may tell her we will be out of it' – she hesitated a moment, and her voice trembled as she added, 'as soon as we can move the furniture; in a week, if possible.'

Still David lingered. 'It's just that – the furniture, I mean – that she'll be after, I'm thinking. I know it's hard on you, missie. But you must just be brave and the Laird's daughter; and, if you could make up your mind to it, just see the leddy and her husband; they're no' bad, though they're no' the quality.'

David M'Taggart had nursed Stella in his arms as a baby, and had been the old Laird's right hand. In fact, when Mr. Wharton was deep in his literary labours, David had kept things about the place straighter than they would otherwise have been; and if his education had been better, and he had been allowed, he would probably have managed the money matters of his late master, and prevented the Laird allowing them to get into the disastrous state they were found to be in after his death, of which state the late Laird was, happily for him, though unfortunately for his daughters, quite ignorant.

Stella listened to David's advice, and replied, 'Very well, David, I will see this lady. What is her name?'

'It's a fine name – Mrs. Montague Jones she calls herself; but it's with him I'd do business, if I may be so bold as to say so, for he's a fair man, and not so keen on a bargain as she.'

To this piece of advice the girl made no reply, but followed the old butler out of the room and down the wide staircase to the drawing-room. At the door she paused involuntarily, as David threw it open for her and announced, 'This is Miss Wharton, mem.'

The short, thick-set business man, who was standing looking out of one of the windows, turned sharply round at the words; and, as he told his wife afterwards, was 'fairly taken aback to see that beautiful young lady standing there like a princess in the doorway and looking down upon us.'

And his wife – a handsome woman herself, who was sitting at a table examining some old silver, of which the Laird had a fine collection – though she answered him rather sharply to the effect that the 'looking down' ought to be on their side rather than the Whartons', was conscious somehow of a feeling of inferiority. However, she rose, and, coming forward, said civilly and kindly enough, 'I must apologise, Miss Wharton, for this intrusion, and it's only because I think we may be able to be of use to you' – Here Mrs. Montague Jones stopped abruptly, for Stella's pride had risen, and she stiffened visibly.

'My wife doesn't mean that, Miss Wharton. What we wished to ask was a favour to us, for which we would willingly make a return. I'm a business man, and you are a young lady who knows nothing about business,' Mr. Montague Jones now put in.

But Stella did not look any better pleased as she answered civilly but distantly, 'In that case would it not be better to address yourself to our lawyer, who is a man of business?' Stella had been her father's secretary for so long that she spoke in a slightly stilted English with a Scotch accent.

'Quite right, and so we did, but he told us he could do nothing without you' – Mr. Stacey had said that he could do nothing with her on this particular matter – 'and we have taken the liberty of coming straight to the fountain-head, so to speak. It's about this furniture now.'

But Stella interrupted hastily, 'I am afraid you have given yourself unnecessary trouble' – and her looks said 'and me too' – 'for I have no intention of parting with it.'

A gleam came into the man's eye, whether of anger at her haughtiness or admiration at the spirit which could refuse a possibly advantageous business offer was not clear, with poverty staring her in the face; but he laid a hand on his wife's arm to prevent her speaking, and continued quietly, and in a kind and friendly tone, 'No one has asked you to do that, Miss Wharton. I feel with you that however valuable furniture or silver or that kind of thing may be, it is doubly valuable to the owner, especially when, as in your case, it has been in the family for a long time, and I should be the last to counsel you to part with it.'

Miss Wharton looked surprised, and so did Mrs. Jones, who stared at her husband in amazement.

'In that case, I fail to see' – began the girl, and then hesitated.

'You fail to see what proposal I have to make about the furniture? If you'll have a little patience I'll tell you. I've just seen your lawyer, and a very nice man he is, and has your interests at heart, for which you may be thankful, as they are not all so. I hear you are thinking of going to London. Now, you can't take all this fine furniture with you; it would get knocked to pieces on the way there, besides costing no end of money, and you'd want a mansion to put it in when you got there, which you won't have just yet, though you will have again one day, I hope. Now what, may I ask, do you mean to do with it?'

'I don't know. I shall warehouse it here, I suppose,' said Stella, who had no clear ideas on the subject.

'That's just what I was going to suggest. Why not leave it all here, with the exception of any little things or specially valuable belongings that you 'd like to put away, and let us pay a fair sum for the use of them. They'll not spoil, for they are old and well-made, and there'll only be the wife and me and Jamie, that's our son and heir – ahem! a quiet, well-behaved young fellow – and none of us will knock it about; besides, your man M'Taggart has agreed – condescended I might say – to stay on with us for the present, and he'll be free to write and tell you if it's being badly used; and we'll put a clause in the agreement that if M'Taggart thinks it is in bad hands you have the right to order its removal in twenty-four hours,' announced Mr. Jones.

'Really, Monty' – cried his wife; but her husband pressed her arm, and patiently waited for Stella's reply.

The girl puckered her brows; it would be a way out of the difficulty. But she did not feel equal to settling the matter herself, and answered doubtfully, 'If Mr. Stacey approves, I should have no objection – that is to say, I would agree; but I should like some of my mother's things put away.'

'Oh of course, we quite understand that, Miss Wharton, and we will have everything put down in black and white by your lawyer,' said Mr. Montague Jones.

Stella, who had taken the seat offered her by her undesired visitor, now rose to put an end to the interview; and then a sudden thought struck her. These people had motored from the south, and perhaps had come far that day – at any rate from the nearest town, a good many miles off – and she had not even offered them a cup of tea, and her Scotch hospitality forbade her to let them depart without doing so much. She accordingly offered it, and Mrs. Jones accepted the offer so gladly that her young hostess felt ashamed of herself; and, ringing the bell, she ordered in tea.

The interval of waiting might have been rather awkward; but not long after David had answered the summons the door opened, and in walked Vava.

Mr. and Mrs. Jones had an idea that Scotch girls in general were plain and hard-featured, hence their surprise at Stella's appearance; and Vava, though she was at an awkward age, and had not Stella's beauty, was a bright, fresh-looking girl, with merry, laughing eyes which no trouble could dim for long, and she too fitted in with her surroundings.

'How do you do? David will bring the tea in a minute, and there are still some scones left,' she announced, without waiting to be introduced.

Mr. Jones shook her hand heartily. 'That's good hearing; we lunched early, and I've been with lawyers ever since, and worried with business, about which you luckily know nothing; and scones – which we poor ignorant Londoners call "scoones" – sounds very inviting.'

'So they are, deliciously inviting; but as for your business, I just do know something about it,' Vava observed.

'Vava!' cried Stella horrified.

Mr. Jones laughed, not in the least embarrassed, though he had not meant to be taken up so. 'Ah well, business is business and pleasure is pleasure, and I don't believe in mixing them, though some people do. Business is over for this afternoon, and now I am having the pleasure of making your acquaintance.'

'Do you go to school, Miss Wharton?' inquired his wife, putting the first question ladies seem invariably to put to girls in their teens.

'No, but I am going to a day-school when we get to London. Do you know any nice ones there, not too dear?' inquired Vava.

Stella coloured hotly, and looked despairingly at Vava, who was evidently in a mood to say dreadful things, as Stella considered them.

But Mr. Jones stepped into the breach. 'If you take my advice you'll go to my school; it's one of the best in London.'

'Do you keep a school? I didn't know rich people did that,' said Vava.

'I don't keep it exactly, but I am chairman of the governors, and on speech-days I go there, dressed in my chain and brass breastplate and things, and listen to how all the girls have been getting on, and I frown at the idle ones, and praise the good ones, and if you were to come there I should praise and clap you. It's a first-class school though the fees are very low,' he wound up, as if this were an important detail.

'Nothing is decided yet,' said Stella, rather shortly, and frowning at the too candid Vava.

'No, and of course there is no hurry; and, if you will excuse my talking of business, I should like just to say that if you wished to stay here a month or more we should be delighted. As for that school, it is a famous City foundation, and I will send you the prospectus when I return home, if you will allow me,' said Mrs. Jones, whom tea and scones had made quite friendly.

'A City school!' said Vava. 'Is that a charity school?'

'Oh dear no!' cried Mrs. Jones hastily. 'My niece used to go there.'

Stella gave a ghost of a smile, but said nothing; and soon her visitors left, with profuse thanks and promises to see the lawyer and let him arrange matters.

It was consequently with lightened hearts that the two orphans stood looking after their visitors in the darkening day.

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